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Anonymous10/16/25, 22:33No.2833206
are airmiles worth it if I don't spend much (<$500/m) or is a simple cash back cc to hysa a better idea? Overall, I'm very frugal and travel on a shoestring budget
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Anon10/16/25, 23:12No.2833212
What are you being offered? Tbh, at $500, you've probably burnt more time in labour making this post than the return you would've gotten from (((credit card deals)))
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Anon10/17/25, 00:27No.2833223
Probably not, unless there’s a big sign-up bonus alongside whatever points/miles you’re offered for your modest spending. The bonuses are often at least theoretically big enough for a couple of domestic (US) flights or at least half of a R/T international flight. Or they might support some upgrades, although I feel like most rewards programs are increasingly demanding both points and cash for upgrades unless you’re a genuine frequent flier with status, which if you travel on a shoestring you are obviously not… meaningful status is mostly the province of people whose jobs send them on a lot of long-hauls in business class nowadays. (I briefly got status with an alliance only after something like a dozen transcontinental flights in coach inside of a year, which was a fluke).Anyway, varies by airline, time of year, lots of other factors, but international awards tickets might cost 80K R/T. Do the math on whatever mileage the card is offering you, remember that miles/points/etc. may expire, don’t forget that awards flights are often harder to book, and you can calculate for yourself whether you will ever get anything out of it.
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Anon10/17/25, 01:02No.2833235
As long as you pay it off every month
As long as the card has a low or no yearly fee
As long as you are willing to ensure that the use of a CC does not cause 1-5% fee like most utilities/rent/etc charge on it
As long as you are okay with only using the selected airlines at the selected prices the card offers
As long as you travel realistically more than once a year to get that "free" trip otherwise you're better with a 3.75% APY savings on chime
Yes
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Anon10/17/25, 17:24No.2833375
there's no way it's better than a HYSA if you're not some rich guy traveling 4-5 times a year
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Anon10/18/25, 18:01No.2833625
Airline points are bullshit. Unless you fly often for work, spend $75k annually on an airline card, or constantly churn it is impossible to organically earn enough points for good redemptions. And even then you'll have to compete for award bookings against everyone else who has the same idea.
>B-but I bought a $5k business class ticket for only $1k worth of points!
Yeah, and how much money did you spend to earn those points? Without a sign-up bonus how many years would it have taken you?Airlines make more money by selling points than by transporting passengers. That should tell you all you need to know.